It's 2017, you're still carrying a wallet; what's wrong with you? Okay, we're joking, technology hasn't usurped the humble purse just yet, but wearable payments are giving us fewer and fewer reasons to reach into our bags and pockets.
With the arrival of the Fitbit Ionic, so too comes Fitbit Pay, the company's wearable payment platform. For now it's only available on the new smartwatch, so for those of you using other Fitbit devices, you'll have to find another 21st century way to splash the cash. But this means that Fitbit, Samsung, Google and Apple now all have wearable ways to pay. What a time to be alive.
Read this: Fitbit Ionic review
The idea of using a wearable as a bank card might raise a few concerns, but don't worry, it's easy to set up and protect against anyone else just picking up your Ionic and taking it on a Skechers spree.
Here's how to set up and use Fitbit Pay on the Ionic.
Check your bank supports Fitbit Pay
Right now, Fitbit has a handful of banks that are supporting the platform, but there are more to come. American Express, Mastercard and Visa are all compatible, but you'll also need to be sure your bank works with Fitbit Pay.
According to Fitbit, these are the confirmed compatible banks: ANZ, Banco Santander, Bank of America, Capital One, HSBC, KBC Bank Ireland, OCBC Bank, Royal Bank of Canada, UOB, First Tech Federal Credit Union and US Bank.
For those of you in Australia, ANZ, National Australia Bank and Commonwealth Bank are on board.
Install the wallet app
You can assign six cards to Fitbit Pay, but you can only have one on the Ionic at any time.
First of all, make sure the Ionic is currently paired with your smartphone. You also need to make sure you have the Wallet app installed; to do so, go into Apps > Wallet, and then install it.
Then go into the Fitbit dashboard, tap the Account icon and then select your Ionic. You should then see a Wallet tile among the options - press it.
Add a card and verify it
You'll need to add the card through the smartphone app, which, depending on your bank, may require you to verify it with your bank. It may verify instantly, or your bank might ask for further details. Once that's done…
Verify and set up a pin number
It's at this point you'll be prompted to set up a pin number, if you don't already have one. This is a four-digit code you'll need to enter to use Fitbit Pay; once entered, you shouldn't need to type it in again until you take the Ionic off your wrist.
Fitbit Pay works with any contactless payment terminal. When the time comes to pay, you need to press and hold the left button for two seconds. If you haven't done so since putting on the Ionic, you may be asked to enter your four-digit pin, otherwise you'll see your bank card on the display, which is a cue to hold your wrist near the payment terminal. You'll get a small vibration and a message telling you the transaction has been successful.